Saving and investing have never been considered to be important for anyone, particularly in ensuring we have a level of income in retirement that we are happy with. We are, on average, living longer, meaning we will have to collect a larger amount of savings to see us through retirement. There is substantially more responsibility on each of us to manage the retirement age financially with the move away from defined benefit to defined contribution pension schemes and there no longer being a responsibility to buy an annuity after we retire.

Retirement is far from the only monetary goal we have in life, however. The other fiscal objectives might be anything from purchasing a flat, house or car, paying off the finance, going on a holiday, paying school fees or helping children go to university.

Unless a person gets a windfall or a legacy, they might want and indeed need, to invest, whether in stocks and shares, funds and property, to cultivate their savings to attain one of these goals or to make a regular income, remarkably for the retirement.

Possibility of higher returns over the short-term

Investing in the stock market has the probability to produce increased inflation-beating returns within a short period in comparison to other investment avenues such as PPF and fixed deposits, for that matter. It is suggested to stick to the basics of the stock market that is planning your trade, for instance, and doing your due diligence can go a long way in securing superior returns for you.

Investing can help drive positive change in society

Investing isn’t only about making money or accomplishing long-term goals; it can also help you have an affirmative impact on the environment and society. Investing ethically is an immense way to put your money to work whilst supporting organizations dedicated to doing good and it’s easier than you might think.

Acquired possession in the stakes of the listed company

The second a person purchase stocks of a publicly listed company no matter how small is the share size is it provides them with a proportionate control over the stakes of that company. This right, in turn, grants you voting power, thereby letting you contribute to the strategic management of the particular company.

Unsurpassed liquidity

Not like the other modes of investments, the liquidity element of investing in stocks is nearly unrivalled. Investors can likely decide to buy or sell within seconds, of course as they deem fit.

Interests well-Secured by a regulatory body

The stock market is regulated and governed by the Regulatory bodies and they must preside over any development and guard stakeholders’ interests. This again goes a long way in protecting their interests in the face of any deceitful activity or company, for that matter.

If you’re also looking and planning to make your money work harder and achieve your financial dreams whilst having a positive impact on the atmosphere and society it is recommended to opt for ethical investing that could tick all of your boxes.