Joseph Horn-Smith

Chief Operations Officer

Joseph is the Chief Operations Officer of Capital Security Bank and is responsible for the day-to-day operations of the Bank as well as the implementation and adoption of the bank's infrastructure and technology.

Having gained comprehensive financial services experience having spent time over the past 12 years, delivering projects in cross-border payments, foreign exchange, retail micro remittance, wholesale brokerage, banking, and stock trading across the APAC region.

Upon transitioning from professional sports, he initially joined Digicel Group’s Pacific Regional Commercial team, responsible for the rollout of Mobile Money and MFS products in the South Pacific Region. He spent time at Sydney-based Aggregato global and WorldFirst as Head of e-commerce and Partnerships gaining wholesale brokerage and fintech experience across SE Asia.

Working with an interactive people-first management style he had significant leadership experience through his business and sporting achievements combined.

Bachelor of Science with Honours  
University of Exeter 2006

Diploma in Project Management
University of Sydney 2012