Welcome to Capital Security Bank Limited

We thank you for your interest in Capital Security Bank (CSB). As the only fully-service private bank operating exclusively within the Cook Islands,
CSB provides a distinct level of service to clients seeking to enhance their investment plan.

John Evans - Chief Executive Officer

John is the Chief Executive Officer of Capital Security Bank 'CSB' and responsible for leading the development of CSB and providing leadership in its management and operations.

John has specialised knowledge of the banking and finance industries having spent over 15 years within these sectors both domestically and internationally.

John’s career started in Christchurch working for ASB Bank as a Customer Service Officer developing his banking knowledge from the ground up for a three-year term. John broadened his finance background and experience through a Finance Broker role with Credit Express where he was responsible for debt consolidation, personal loans and vehicle financing. 

In 2008 John moved to the Cook Islands and joined the team at Westpac as a Branch Manager, a role he held for four years. During his time at Westpac, John was responsible for income and expense management, project management and managing 32 staff across two branches. He was also a member of the Westpac Cook Islands Leadership Team. 

John joined Capital Security Bank in 2012 as Operations Manager and progressed to his current role of Chief Executive Officer. He overlooks the day to day operations of the bank including stakeholder relations, marketing, compliance, risk management and information technology. 

  • Cook Islands Bankers Association Member
  • Board of Directors - Cook Islands Financial Services Development Authority 

Ian Haddow - Financial Controller

Ian has been Financial Controller of Capital Security Bank Limited since joining in April 2018.
Prior to joining Capital Security Bank Limited, Ian worked in the Financial Controller role with a variety of large scale companies across several industries, including Myland Partners Corp, Oyster Management Limited, Shore Mariner Limited and Rotaform Plastics Limited.
His core skills lie in accountancy, financial management and information systems. He is passionate about process improvement, cost efficiency and business expansion. Ian holds a Bachelor of Commerce (Accounting & Commercial Law) and a certificate in Business Communication from the University of Auckland. He has also attained Level 3 in Japanese - Language Proficiency.

• Bachelor of Commerce, Accounting and Commercial Law – University of Auckland (1991)
• Chartered Accountant with CA – Australia and New Zealand

Coral Erkkila - Compliance and Risk Manager

Coral is the Compliance and Risk Manager at Capital Security Bank. She is responsible for ensuring that CSB complies with the legal, regulatory and industry requirements for international banking. Coral also promulgates the policies for CSB’s internal compliance program and audits adherence to these policies.

Coral has a direct reporting responsibility to the Audit Committee, a committee of independent Directors of the Board.

Coral’s career in the Financial Services Industry started with State Insurance in Auckland, one of the largest general insurers in New Zealand.

In 2002 Coral continued her development and progression in the financial services industry with roles at AMP Financial Services, New Zealand Public Trust and then New Zealand Guardian Trust. These roles saw Coral writing wills and enduring powers of attorney, managing trusts & estates and looking after her client’s investment portfolio. During this time Coral trained for and gained a Practising Certificate in Financial Planning and became an Authorised Financial Adviser (AFA) in New Zealand.

Coral moved to the Cook Islands in 2015 to take up role as a Senior Trust Officer with Portcullis TrustNet before joining CSB in 2016. 

• Bachelor of Arts –  Auckland University (Majoring in Spanish)

Atinata Hosking - Banking Supervisor

Atinata is Banking Supervisor of Capital Security Bank and leads a team of Banking Officers in managing all client transactional, new account and online banking requests. 

Atinata is a Cook Islander who was raised and educated in New Zealand and moved to the Cook Islands in 2003 being employed by Southpac Trust who provide trustee administration and incorporation services.  

During her time at Southpac Trust Atinata worked in a number of administrative and customer service roles, including the establishment of Cook Islands entities such as Trusts and IBC’s this has given Atinata a firm understanding of international structures and the professional administration of these. 

In 2008 Atinata joined Capital Security Bank as a Banking Officer and was responsible for client interactions, as well as the processing of their day to day transactions.

During this time Atinata has developed an in-depth knowledge of transactional banking particularly cross boarder payments, SWIFT processing, transactional monitoring and AML standards at an international level.